Building a real FIRE plan with a family in the picture is nothing like the polished version you see online. Two incomes, two kids, a mortgage, and a plan that keeps changing as life keeps happening.

This section is where we share the actual math, the actual tradeoffs, and the actual decisions we are making along the way. Not advice from the internet. Our real numbers and our real mistakes.

Posts in this section

• Why I Love It When the Market Drops
• The $242,000 Problem Nobody in FIRE Talks About
• The Two-Phase FIRE Strategy
• Our FIRE Number with Two Kids Under 3
• Pay Off Your 3.1% Mortgage or Invest Every Penny?
• Adapting to the Changing US Retirement Age
• The Big Stay: Why a Frozen Job Market Changes the FIRE Math

More posts added as we publish them.

Want more real-talk FIRE strategies for families? See what we are building right now on the On Fire page.